Car Insurance in Jacksonville
A vehicle is an expensive investment that almost everyone makes several times in his or her life. When you buy your car insurance in Jacksonville from Bissell & Associates, our agents will help you determine how much car insurance you need, and which options provide the best protection for you and your vehicle.
Our goal is to get you the right car insurance coverage at the lowest price for auto insurance. Some of the factors that might affect your selection of auto policy provisions are listed below:
Buying Florida Car Insurance
State of Florida Auto Insurance Requirements - As long as you have a valid Florida tag, Florida's minimum auto and car insurance coverage is $10K PIP, personal injury protection, and $10 K PDL, property damage liability protection. The Florida law that sets the requirements also imposes penalties for failing to purchase minimum auto coverage.
Florida Financial Responsibility Law - Florida requires vehicle owners and vehicle operators to provide evidence they have funds to pay for automobile losses for which they might become liable in the event of an accident. Typically, you purchase auto liability insurance to satisfy the requirements established by Florida law.
Amount of Coverage - When it comes to car insurance, you want to have adequate coverage without paying anymore than you have to. Your agent should have the experience to suggest the right car or truck insurance based on your particular needs.
Buying Comprehensive and Collision Insurance - Comprehensive insurance covers your vehicle from losses resulting from incidents other than collisions. Collision insurance covers damage to your car when you hit another car, when another car hits your car, or when you hit an object with your car. To help keep your car insurance premiums low, choose a deductible as high as you can afford.
Driving Records - The current status of your Florida Driving License is an important variable in determining the cost of car insurance. If you cannot remember when you received your last ticket, then it is a good idea to check with your Department of Motor Vehicles. You may have points rolling off your driving record in the near future and could benefit from waiting until then to purchase a new auto insurance policy.
Right Insurance Company - Do not fall victim to outrageous claims for "Cheap Auto Insurance". For your protection, choose a reputable source of car insurance and have the agent answer all of your questions regarding their policy's coverage and their price for auto or truck insurance.